Page 10 - EdUHK-Outbound Exchange Student Handbook 2016-17
P. 10
Insurance provision EdUHK Group Travel Insurance
EdUHK has effected a comprehensive Group Travel Insurance policy for all students studying in government-funded and self-funded programmes whilst travelling overseas for any trip which is organised by or arranged by or at the discretion of the University.
The policy summary, claim forms, and details of claim procedures are available at the intranet (FO Corner>Insurance>Insurance for Student). The hard copy of the claim form can also be obtained at the EdUHK Finance Office.
Please note that EdUHK Group Travel Insurance (for Personal Accident Benefits only) coverage commences when the insured person (i.e. student) is travelling directly from their place of residence in Hong Kong to the immigration counter within 4 hours before the scheduled departure time of the carrier in which the insured person has arranged to travel for the designated activity as arranged by the University; and ceases upon he/ she is travelling directly from the immigration counter in Hong Kong to his/her place of residence within 4 hours after the actual arrival time of the carrier in which the insured person has arranged to travel upon the completion of the designated activity. It includes any personal deviation during and/or immediately before/after such designated activity subject to a maximum of 180 days (for outbound exchange students, it will be a maximum of 366 days).
All other Benefits Items (except Personal Accident Benefits) coverage will commence whilst the insured person (i.e. student) is staying anywhere overseas and cease upon his/ her arrival in Hong Kong.
However, if your trip period is longer than 180 days (maximum 366 days for outbound exchange students), you should arrange your own travel insurance for the excessive period. Please bear in mind that medical expenses, prescriptions and hospitalisation charges are expensive in certain overseas countries.
For any sickness or injury occurred overseas, you should seek medical consultation and treatment from hospital or any registered doctor, settle the medical expenses and claim for reimbursement from insurance company within 30 days of such medical consultation. You must obtain all original medical receipts and reports, and ensure that the date of consultation, diagnosis and doctor’s signature are shown on the receipts, then submit claims under EdUHK’s Group Travel Insurance Policy by the following procedures:
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